Credit Reports

How to Spot a Credit Repair Scam

Credit repair scams have expanded tremendously in economic times like these as a result of: a shaky economy; record levels of foreclosures; and a rising number of bankruptcies, credit card delinquencies and late mortgage payments. Credit repair is a blasting business now and, shockingly, a ton of corrupt elements are flourishing in the market. Credit … Read More

3 Credit Report Myths

We already know that a good credit report is important for everyone. That’s pretty obvious, however as we rocket toward an era of credit, they’re becoming a key to participate in online shopping and many other uses. Given this importance to credit cards, there are many rumors and myths started by the internet about your … Read More

Quick Tips to Boost Your Credit Worthiness

There are a few awesome tips which you can follow in order to improve or maintain a good credit score. The best thing about these “tips” is that they can boost your credit worthiness, making you eligible for higher loans, with not much of an effort required. 1. Get rid of your unused Cards (but … Read More

Understand Your Good Credit Score And Report

It’s important to understand what a good credit score is, whether you have it or not. You have to know what it is and how it relates to your finances exactly. Depending upon your credit score, financial institutions will immediately see if you are a risk or not and if they should choose to accept … Read More

Credit Reporting Reform

  Credit Reporting Reform After years of negotiations, the three major United States credit reporting bureaus have reached a comprehensive settlement with thirty-one states which will lead to changes in the way credit report disputes are handled as well as making changes to certain information found in credit reports.  The three companies — Equifax, Experian … Read More

What is Bad Credit

Good and Bad Credit Scores Before we venture into good and bad credit scores, let’s first understand what is a credit score. So, a credit score is a barometer to gauge how reliable or risk free are you from a money lenders point of view. This score is expressed by a single number. A credit … Read More

The Road to a Good Credit Score

  Start Building Good Credit Today! Building good credit takes time and patience. Establishing a good credit history and building good credit is an excellent opportunity to start fresh and build your credit the right way. Building a Good Credit Report In order to build good credit, you must first be approved for some type … Read More

Obtaining Good Credit

  Monitoring Your Good Credit Credit monitoring is a good idea for everyone to get into the habit of doing. From the day you open up your very first checking account or get your very first credit card, you need to be aware of what is on your credit record at all times. With computers … Read More

Keeping Your Good Credit

  Keeping That Good Credit Keeping good credit sounds a lot easier than it really is. Good credit allows us as credit borrowers to receive better loans and lower interest rates. Also, employers understand the responsibility we have. It is best to always possess good credit. The process of removing bad credit marks can be … Read More

How to Obtain Your Credit Report

Obtaining Your Credit Report A good credit report is very important and maintaining this report is even more important. There are so many instances that require pulling your credit reports, such as car loans, home loans and credit cards. A good credit report is essential to low interest rates. A good credit report will also … Read More